How to make more time
for enjoying life with your kids
Of Industry Super Fund members are under insured by $100,000 for life insurance37
Of Industry Super Fund members believe life insurance is a low priority given other financial commitments.74
Of Industry Super Fund members are underinsured by $100,000 for TPD83
Of Australians say they have insurance for their car, only 31% have income protection.
Many insurance companies and online quoting companies give you the opportunity to get cover without going through your super fund or a professional financial planner.
Many people are used to accessing their general insurance directly from the company either online or over the phone and one of the obvious benefits of doing so is that it is convenient and cover is often provided immediately the process is complete.
Whether over the phone or online you will be asked a series of questions that enable the company to assess the risk you present – this is called underwriting. While up to 80% of applicants can be processed immediately, some applications may require further investigation by underwriters.
If you are taking out cover directly it is important that you are confident that you know how much cover you need – it is your responsibility to make sure you have the right level of cover.
The level of cover you can get access to will vary from one company to the next so it's worth checking that they are able to offer you the cover you require
There are a range of companies that offer direct access to insurance, many of which are supporters of the Lifewise campaign.
Great News! The Lifewise campaign has been selected as a finalist for best use of social media in th…
Get inspired with our Life Insurance Calculator and find out how much you really need for the best cover.Read more
It's true what they say; Money can't buy love but you can get the best life insurance tips & advice here.Read more
Cute? Adorable? Irresistable? Take a look at the latest entries, vote on your favourites and submit your own to win!Read more
Life insurance may be one of the most important purchases you'll ever make. In the event of a tragedy, insurance helps.Read more